Tag Archives: Money

Mint.com

9 Sep

mint

Mint.com has quickly become the hippest personal finance management website. In some ways Mint competes with Mvelopes, the online budgeting program that helps you to allocate your money before you spend it, but Mint does a bit more. It makes managing your money fun while taking almost all of the work out of it. In five minutes you can open an account, enter your bank and credit card info, and you are done. Mint will pull all of your balance and transaction information and provides great graphic detail of your financial life.

Not only does Mint break down your spending behavior, it will alert you when your balance is low, when a bill is due or when you have overspent your budget. But wait, there’s more! Mint.com also give you personalized money savings tips based on how you are spending your money.

You can feel confident that your data with Mint.com is safe. After you enter your banking information in your account, your user names and passwords cannot be viewed in any way. Your data is not stored in any way, and financial transactions cannot be made with Mint. That means Mint employees and Mint hackers will never have access to this information.

Mint.com also uses Yodlee, the same online banking service provider that is used by leading US financial institutions. You can feel confident your account is safe and sound with Yodlee, as they are audited by the FDIC and the Federal Reserve, among others.

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Billi Beach

29 Dec

billibeach

Mustique, The Grenadines

Nicknamed “Billionaires’ Island,” this remote Caribbean spot is so exclusive it has only one hotel.

Hot Hotel: Villas are rented out for as much as $150,000 a week.

Fine Dining: Basil’s Bar & Restaurant

Billionaire Visitors: Bill Gates

Read the entire article here!

Comme Des Garcons

28 Dec

commedesgarconsi’m no longer a fan of carrying paper money, but this would make me change my mind. Or atleast just make me go get a bunch more check/debit cards. this lil leather number would run you $280. hope you’ll have some money left to put in there.

Credit or Debit?

3 Dec

hmoneycard

“People still pull out the plastic, but often they’re not charging anything. That leaves banks scrambling to make up the revenue they’ve lost from their more-profitable credit cards.” (MSN Article)

i ran into an interesting article on MSN Money about the popularity growth in debit cards and the decline in credit cards since the stock market decline around the globe. I agree that it is much better, easier, and less stressful economizing with a debit card. But the American money system wasn’t built for you to economize. That’s why your credit score is, oh so important! I’ve been blessed enough to live abroad during this tumultuous economic time and a byproduct of that is being able to open up several accounts here in Europe. I’d urge any of you who can open up a foreign account, whether already abroad or in the States, to do so asap. The dollar is steadfastly depreciating and will soon be extinct. Too bad we’re not banks, we’d get “a bailout” plan.

Enjoy the article.

OPEC Demise

3 Dec

opec

The fundamental problems of the once-mighty Organization of Petroleum Exporting Countries are being laid bare by falling prices and production cuts.

to read the full story by Jim Jubak click here.

Euro. Pounds. the Dollar

14 Oct

After a fourteen hour flight, i finally arrived back in Germany (Landshut, Bayern) after having been home for the past three weeks. I’m here playing with a team in the 2.BBL Pro B called TG Renesas Landshut. Anywho, i flew from LAX straight into London, UK which amounted to ten hours of my fourteen hour flight. i didn’t sleep until about an hour left on the flight spending the majority of my time watching the in-flight movies. They had a surprisingly nice collection of movies too. it was a fairly quick and peaceful flight nonetheless. When we arrived in London, America’s financial reality set in again.

i walked around the airport, went into a couple stores and forgot, my dollar isn’t worth crap here. The Pound, the strongest currency in the world, in relation to the dollar is $1.74. Try buying something for 30 pounds that you’re use to being 30 dollars. it can be very frustrating. Thank God i don’t live here in the United Kingdom. Not that it gets any better in Germany (Europe period). The Euro in comparison to the dollar is $1.36.

One of the challenges for me in traveling is, mindset. Just to lend some advice and experience to those who haven’t traveled abroad, traveling is more mental than it is physical (i guess like anything else). Learning how to break up flight time when traveling for many hours is key. I’ve learned to plan out what you’re going to do on the plane and try to stick to it as best you can. For example, 2hrs of reading, 3 movies, eat, bathroom, stretch, sleep (lots of this), etc. Also, always find out your gate and boarding time while on the plane, if you ever have to connect flights. You don’t want to miss your connecting flight because you get caught up in customs or security. Know ahead of time where you’re going, when you get there you can check out the shops or rest.

Although, what i have yet to conquer mentally is viewing the Euro or the Pound as expensive. in order for me to survive here, i have to accept the Dollar as just being cheap. if you compare everything to what it would cost in the States, you’d drive yourself crazy trying to live in Europe for a long period of time and even moreso if you are only here for a short vacation.

Step #1: Get Your Passport
to all my fellow jetsetters, please get your passports. As the world gets smaller by the minute with technology, mass media, and outsourcing America is so far behind in education on foreign affairs (both political & social) ye the rest of the world knows all about us. We can no longer carry the conceded stigma that America has had for so long. Get out and view the world. That doesn’t always mean jumping on the plane either. Get on the net and read about a country but let that eventually lead to you physically being in a different atmosphere.

Anyway, it’s been a long day for me… and it’s currently 9:41am here in Germany though my body is operating on 12:41am PST, i have a press conference in 50 minutes so my day will be even longer. hopefully later i’m going to try to get some sleep.

Ciao!